| Code ISO | Label SEPA [EN] |
|---|---|
| AC01 | Account identifier incorrect |
| AC04 | Account closed |
| AC06 | Account blocked |
| AG01 | Transaction forbidden |
| AG02 | Invalid bank operation code |
| AM04 | Insufficient funds |
| AM05 | Duplication |
| BE04 | Missing creditor address |
| BE05 | Unrecognised initiating party |
| DUPL | Duplicate payment |
| FF01 | Invalid file format |
| FF05 | Invalid local instrument code |
| FRAD | Fraudulent transaction |
| MD01 | No mandate |
| MD02 | Missing mandatory information in mandate |
| MD06 | Refund request by end customer |
| MD07 | End customer deceased |
| MS02 | Not specified reason customer generated |
| MS03 | Not specified reason agent generated |
| RC01 | Bank identifier incorrect |
| RR01 | Missing debtor account or identification |
| RR02 | Missing debtor name or address |
| RR03 | Missing creditor name or address |
| RR04 | Regulatory reason |
| SL01 | Specific service offered by debtor agent |
