Presentation of services

Presentation of services

The following schema presents the different modules included in SEPA Payment Suite. They are presented as a use case diagram (UML 2.0):

Figure 1 : Use case diagram of SEPA Payment Suite

The main services provided for creditors by SEPA Payment Suite are as follows:

Mandate management

UMR management: generated using a configurable algorithm and verification of uniqueness;

Management of additional data related to the mandate:

  • physical archiving of the document,

  • digital archiving of its key,

  • scanned image of the mandate,

  • client identification,

  • debtor’s e-mail address,

  • debtor’s phone number,

  • debtor’s fax number,

  • SEPA prior data,

  • etc.;

Migration of pre-SEPA mandates;

Consideration of applications for new mandates;

Modification and revocation of the mandate and changed data storage;

Activation and suspension of mandates;

Image recovery of the mandate in an EDM tool external to SEPA Payment Suite;

Mandate activity monitoring and provision of reports (download);

Configuration of a payment schedule associated with a mandate;

Exchanges with the creditor by file transfers, web services or manual input via
a web access:

  • Enhancement (e.g.: creditor data) and conversion (e.g.: RIB BIC/IBAN) of data,

  • Checks on data received (syntax, consistency and uniqueness of the UMR),

  • Input help by using a client database that contains the debtor’s data.

Management of SDDs

Generation of SEPA debits and SEPA repayment batches from applications originating from the creditor. SEPA Payment Suite can ensure the conversion of the national debit orders in SEPA format;

Checks on debit applications received from the creditor (syntax, consistency, existence and status of the associated mandate, timing / due date);

Management of complete or partial cancellation of debit batches;

SDD lifecycle management; in particular taking into consideration R-Transactions including reimbursement requests;

Partial/total reimbursement of debits through the emission of SEPA credit transfers (SCT);

Mandate activity monitoring and provision of reports (download) by day or by period;

Automatic generation of pre-notifications and SDDs through the management of a payment schedule;

Viewing / management of SDDs by debtors on the creditor’s site on an extranet.

Alert management

Monitoring of alerts raised in relation to the product;

Configuration of upstream e-mail alerts.

Platform administration

Activity monitoring;

User management: definition of access rights through the management of groups of profiles and authorizations to SCI via attachment to a company organization.

Activity report

Mandates;

Payment instructions;

R-Transactions.