Appendix H - List of Reject/Return Reason codes

Appendix H - List of Reject/Return Reason codes

Reason Reason Code SDD Reject SDD Return
Account Identifier incorrect (i.e. invalid IBAN of the Debtor) AC01 x x
Account closed AC04 x x
Account blocked AC06 x x
Debtor account is a consumer account AC13 x x
Direct Debit forbidden on this account for regulatory reasons AG01 x x
Operation code/ transaction code/ sequence type incorrect, invalid file format AG02 x x
Insufficient funds AM04 x x
Duplication collection AM05 x x
Identifier of the Creditor Incorrect BE05 x x
Creditor Bank is not registered under this BIC in the CSM CNOR x
Debtor Bank is not registered under this BIC in the CSM DNOR x
File Format incomplete or invalid FF01 x
Operation code/ trans - action code type incorrect (Direct Debit Type (CORE, COR1, B2B) incorrect) FF05 x x
No valid mandate MD01 x x
Mandate data missing or incorrect MD02 x
Debtor Deceased MD07 x x
Refusal by the Debtor MS02 x x
Reason not specified MS03 x x
Bank Identifier (BIC) Incorrect RC01 x x
Regulatory Reason RR01 x x
Regulatory Reason RR02 x x
Regulatory Reason RR03 x x
Regulatory Reason RR04 x x
Specific Service offered by the Debtor Bank SL01 x x
Invalid reason automatically set NSIAS x x